Why you're burning cash with Xero (AND an accountant on top)
Instead of double-spending on Xero and a Swansea accountant, you may benefit from a full-service accounting firm that offers:
- Everything in one place - Bookkeeping, payroll, tax returns - all included
- No need to learn accounting - No dashboards, no data entry, no reconciling
- Fixed monthly pricing - From just £38+VAT/month, with no surprise add-ons
- Real people, not bots - Get advice from an accountant who knows your name
- Perfect for Swansea business owners - Just upload or post your receipts
Why full-service beats using Xero + an accountant
Some people love doing things themselves. Others want things done for them.
Our partner firm is a team of real people who do your books, sort your tax, and explain things in a way that makes sense. This means:
- You don't have to learn how accounting works
- You don't need to match transactions or manage bank feeds
- You won't pay for software AND a Swansea accountant on top
- You'll have peace of mind that everything's correct and on time
Xero vs Full-Service - what does it really cost?
Here's what most people don't realise - with Xero, you still need to do the work or hire someone to do it.
| Feature | Full-Service | Xero + Swansea Accountant |
|---|---|---|
| Monthly price | From £38+VAT | £16-£59 (Xero) + £50-150 accountant |
| Dedicated accountant | ✅ Included | ❌ (extra cost) |
| Bookkeeping | ✅ Included | ❌ DIY or outsourced |
| Tax returns | ✅ Included | ❌ Requires Swansea accountant |
| Payroll | ✅ Included | ❌ Requires premium plan |
| Unlimited support | ✅ Included | ❌ Often limited or billed hourly |
| Software training required? | ❌ None needed | ✅ Yes |
Who full-service is perfect for (and where Xero falls short)
Our partner supports Swansea business owners who are busy running their business - not managing accounting software.
- 🎨Freelancers - Spend less time on admin and more time with clients. Get help with your tax return, track your income, and know what you need to pay
- 🧰Tradespeople in Swansea - Post your receipts in a purple envelope or upload photos. Our partner does the rest - no spreadsheets, no nonsense
- 🛒Online sellers - Sell on Shopify, Etsy, Stripe, or Amazon? Get help tracking your sales, handling fees, and keeping your books ready for tax season
- 🧾Part-time or side hustle earners - You don't need complex software for part-time income. You need simple, reliable support from real people
- 🏢Growing small businesses - As you grow, our full-service partner scales with you - adding payroll, VAT, or company accounts when needed
How it works
- Get started
Choose your plan and share a bit about your Swansea business. It takes less than 5 minutes
- Send your documents
Upload them online or post them in a prepaid purple envelope. No formatting required
- Everything done for you
Get your bookkeeping, tax return, and payroll handled for you, with questions answered along the way
- You stay on track
No more Xero. Just monthly reports, regular updates, and zero missed deadlines
Switching from Xero? No problem
- Our partner can work from your existing Xero exports - no data loss
- You don't need to close your Xero account right away
- Want to start fresh? Get help building your books from the ground up
- Our partner can even notify your old accountant in Swansea if needed
- You'll be up and running in less than 30 days - money back guaranteed!
FAQs about Xero Accountants in Swansea
Do I need Xero to use Mazuma?
No. Mazuma is a full accounting service - not a software tool. You don't need Xero at all.
Can Mazuma still work with my Xero data if I've used it before?
Yes. You can export your records and they'll work with those - or we'll help you start clean.
Is this suitable for VAT and payroll?
Yes. Mazuma handles all aspects of your finances, including VAT returns, payroll, and HMRC compliance.
About the author
Lucy Cohen is a co-founder of Mazuma. Lucy is an innovator in the accounting industry. She pioneered subscription-based, low-cost accounting services to help business owners navigate tax and bookkeeping stress-free. Lucy is a recognised expert, contributing regularly to publications such as Accounting Web. She has received numerous awards, including the Outstanding Contribution Award at the Accounting Excellence Awards and the AAT Past Presidents Award for her exceptional contributions to the profession.
This page was last reviewed by Lucy Cohen on 2 June 2025.
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