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Swansea Accountants

Property Accountants in Swansea

Owning rental property in Swansea can be a smart investment, but dealing with tax, income tracking, and HMRC rules isn't always simple. Whether you own a single buy-to-let in Swansea or a portfolio across {props.county}, you can get expert support with your property finances.

Get peace of mind knowing your books are up to date, your tax return is sorted, and your income is working harder for you.

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Benefits for Swansea landlords

  • Fixed, affordable prices - Plans start from just £10+VAT/month
  • Real experts - Specialised in landlord and property tax, CGT, and more
  • No confusing software - Send documents online or post
  • HMRC compliant systems - Including Making Tax Digital (MTD)

What's covered by property accountants

Everything you need - all in one place, with no hidden extras:

📘 Rental bookkeeping

  • Track rental income across multiple properties in Swansea or beyond
  • Separate records for each property
  • Link to letting agent statements or spreadsheets

🧾 Self-assessment tax return

  • Filed on time, every year
  • The rental property section (SA105) is handled for you
  • Even includes other income (e.g. self-employment or pensions)

💰 Expense claims and tax savings

  • Check every receipt and claim everything you're allowed
  • Help navigating Section 24 and allowable mortgage interest
  • Highlight missed opportunities before HMRC does

🏦 Monthly reports

  • See exactly what you've earned and spent
  • Stay in control of your cash flow
  • Know how much tax to set aside

📈 Capital gains tax (CGT) planning

  • Thinking of selling your Swansea property? Get expert advice
  • Get help calculating CGT and claim reliefs like Private Residence Relief (PRR)
  • Optional help submitting the 60-day return for residential sales

🖥️ Making Tax Digital (MTD) records

  • Keep records in the format HMRC requires
  • Get set up for Making Tax Digital - with no headaches
  • Stay compliant with quarterly updates and submissions

How it works for Swansea landlords

  • Sign up in minutes

    Choose your package and share details about your property setup

  • Send your documents

    Use the secure portal or post everything in your purple envelope

  • Outsource the heavy lifting

    Keeping your books tidy, filing your return, and sending you monthly updates

  • You get peace of mind

    No more last-minute tax stress or wondering what you can claim

Book a call now

What happens if you get property tax wrong?

You might think it's easier to go it alone, but landlord tax isn't always straightforward. Here's what could go wrong:

  • HMRC penalties - Missing deadlines or filing wrong information can lead to fines and interest
  • Overpaying tax - Not claiming the right expenses (like letting fees or repairs) means less profit
  • Underpaying tax - HMRC could charge you for honest mistakes made years ago
  • Capital gains shocks - If you sell your Swansea property without planning, your tax bill could be thousands more

Our partner makes sure your tax is right, every time, explaining everything in plain English.

What you can and can't claim as a landlord (cheatsheet)

Here's a handy reference to help you understand your rental property expenses:

✅ You CAN claim

  • Letting agent and property management fees
  • Repairs and maintenance (e.g. fixing a broken boiler)
  • Landlord insurance
  • Accountancy and legal fees
  • Service charges and council tax (if paid by you)

❌ You CAN'T claim

  • Buying the property
  • Major improvements (e.g. new extension or kitchen remodel)
  • Personal phone bills or travel unless business-related
  • Private costs not linked to your rental property
  • Mortgage interest as an expense (but you can get a 20% tax credit on interest paid)

Not sure what applies? A property accountant in Swansea can review it for you.

Support for landlords across Swansea

From Swansea flats to countryside cottages, all types of landlords are supported:

  • 🏠Buy-to-let landlords - Get help tracking your income, advice on Section 24, and ensure your tax return is spot on
  • 🛏️Airbnb and holiday let landlords - Get support with furnished holiday lets (FHLs), tracking short-term rental income, and ensuring MTD compliance
  • 🏢House in Multiple Occupation (HMO) landlords - Own a house in multiple occupation? Get help with record-keeping, shared costs, and reporting
  • 🧾Accidental landlords - Inherited a home in Swansea? Moved in with your partner? Get help starting out and staying compliant

FAQs about property accountants in Swansea

Can I get support as a Swansea landlord who owns multiple properties?

Yes, our partner supports landlords with one, five, or even fifty properties.

Do I have to be based in Swansea?

No. Our partner's service is online, but they work with lots of local landlords across Swansea and .

Is this suitable for part-time landlords?

Absolutely. Whether property is your main income or a side hustle, there's a plan for you.

About the author

Lucy Cohen is a co-founder of Mazuma. Lucy is an innovator in the accounting industry. She pioneered subscription-based, low-cost accounting services to help business owners navigate tax and bookkeeping stress-free. Lucy is a recognised expert, contributing regularly to publications such as Accounting Web. She has received numerous awards, including the Outstanding Contribution Award at the Accounting Excellence Awards and the AAT Past Presidents Award for her exceptional contributions to the profession.

This page was last reviewed by Lucy Cohen on 2 June 2025.

At Swansea Accountants, we're committed to providing you with the most accurate and trustworthy information for your tax, finance, and accounting needs.

Our content is regularly updated to reflect the latest guidelines and regulations.

Testimonials

Trusted by thousands

Our property accountancy partner has helped thousands of people. Here's what some of them have to say.

"Self-assessment season used to mean weeks of stress as I gathered documents, tried to interpret tax rules, and worried about making costly mistakes. With Mazuma, my tax return is prepared accurately using information that's already been organised throughout the year."

Esther M

"When tax season comes, everything is ready without the usual panic of gathering documents and figuring out expenses."

Maise

"The tax implications of my rental properties were becoming too complicated to handle myself. Mazuma organised all the necessary records and made sure I was claiming every allowable expense."

Isaac F

"The ability to scan receipts even without internet connection means I can capture expenses anywhere and they sync later automatically."

Bella A

"I was shocked to learn how many legitimate business expenses I'd been missing out on before working with Mazuma. Their systematic approach ensures nothing falls through the cracks."

Jonas H

"They handle everything in the background while I just send them my paperwork. No more stressing about whether I've categorized expenses correctly or missed a deadline."

D R

"I was never sure what I could legitimately claim as business expenses before working with Mazuma. Their clear guidance has helped me properly track deductions I was previously missing out on."

Eli
The testimonials provided are from users of Mazuma services. Individual results and experiences may vary.

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